We fuse innovative thinking with new technology to develop solutions to financial issues, such as generating a new set of perspectives on climate change policies and investments. Our research into the evolution of finance is sought by governments, policy-makers and business leaders worldwide. Let our world-class experts give you the ideas and confidence to make better financial decisions through the articles published on our forward-thinking knowledge hub.
![Businessman in atlas pose carrying green globe on his shoulder](/business-school/sites/default/files/styles/focalpoint_5x4_560/public/2024-07/Climate%20change%20and%20business.jpg?h=f74f7594&itok=3n5DOu8R)
Why are businesses falling short on climate goals?
Despite efforts to improve, large corporations are still playing a major role in the rise in global temperatures. Here, Professor of Finance Marcin Kacperczyk explores why.
![Illustration of coal price and green energy](/business-school/sites/default/files/styles/focalpoint_5x4_560/public/2024-06/Carbon%20market_IB%20Knowledge.jpg?h=89ad01f1&itok=2-GQHool)
Do carbon markets work?
In 2005, the European Union created the world's first and largest market-based carbon policy. Here, we look at how it's going.
![Simon Quinn](/business-school/sites/default/files/styles/focalpoint_5x4_560/public/2023-11/Simon%20Quinn.jpg?h=aa81dfca&itok=WNrKjVeU)
How alternative finance models can help small businesses grow
Many small businesses struggle to get the funding they desperately need to expand – particularly in low-income economies. But new research shows that larger loans for fixed asset purchases could help solve this widespread problem.
![Renata Kosova_editorial_2024](/business-school/sites/default/files/styles/focalpoint_5x4_560/public/2024-01/Renata%20Kosova%20editorial.jpg?h=7400917e&itok=97NBj49P)
Profile: Professor Renáta Kosová on women in academia and why microeconomics matters
Professor Renáta Kosová tells us about her research in business economics and why it's key for academics to explain the world "beyond abstract principles"
![Naveed Sultan Headshot](/business-school/sites/default/files/styles/focalpoint_5x4_560/public/2023-10/Naveed%20new%20headshot.jpg?h=bffe2819&itok=CAauxjTU)
The Fifth Industrial Revolution and finance: insights from Naveed Sultan
Business leaders need to incorporate digital transformation into strategy for effective technology-led change, says Naveed Sultan, Professor of Practice and former Chair of Citi’s Institutional Clients Group.
![Illustration of money walking into a wallet](/business-school/sites/default/files/styles/focalpoint_5x4_560/public/2023-11/Humour%20and%20finance_IB%20Knowledge.jpg?h=aa81dfca&itok=JO1RdOUw)
Why businesses should take humour seriously
Getting a laugh out of people when the subject is finance is no easy task. But there are major benefits for businesses if they can use humour to their advantage.
![Lara Cathcart](/business-school/sites/default/files/styles/focalpoint_5x4_560/public/2019-05/Cathcart-Lara.jpg?h=c9b93936&itok=ChlLm5YC)
Credit ratings: where they come from and why they matter
Credit ratings play an important role in converging opinion about the creditworthiness of financial instruments. New research explores how this role took shape by analysing the impact of the first rating system for bonds in the early 20th century.
![Picture of Pernille Holtedahl wearing a white top and colourful scarf around her neck.](/business-school/sites/default/files/styles/focalpoint_5x4_560/public/2022-12/Pernille_0.jpg?h=a12bfa83&itok=UYpvWCf6)
Are carbon credits worthless?
Over the past few years, the voluntary carbon market has been thriving. But is it saving the planet, or simply giving organisations the right to pollute?
![Marcin Kacperczyk](/business-school/sites/default/files/styles/focalpoint_5x4_560/public/2021-10/Marcin%20Kacperczyk.jpg?h=aa81dfca&itok=FaCkDgZ9)
What is sustainable finance and why does it matter?
Investing for good is not only possible, but profitable. But how can you tell if your money is really making a difference? Learn from the experts about the challenges and opportunities of sustainable finance.
![Generations of people stood atop the columns of a bar graph](/business-school/sites/default/files/styles/focalpoint_5x4_560/public/2023-09/GettyImages-621602090.jpg?h=aa81dfca&itok=EmFxUIcS)
Boomers versus Millennials: a new perspective on generational wealth in the UK
New research finds evidence that there is more solidarity between generations than the “Millennials versus Boomers” narrative would suggest.
![Illustration of two elderly people watering a tree made of money](/business-school/sites/default/files/styles/focalpoint_5x4_560/public/2023-07/Ageing%20populations.jpg?h=aa81dfca&itok=5MZerfnY)
Ageing populations and declining birth rates: are they really such a catastrophe?
Longer lives, coupled with a trend for richer countries to produce fewer children, has led to panic. But are these really things we should be worrying about?
![Mumbai Social Mobility](/business-school/sites/default/files/styles/focalpoint_5x4_560/public/2023-07/Mumbai%20social%20mobility.jpg?h=aa81dfca&itok=YJqIOooy)
What India can teach us about social mobility
Poorer children across the world face worse prospects than their more privileged peers. Here’s what India can teach us about the economic and moral challenge of social mobility.